Legacy Lending, Inc.

Toll Free: 877-442-9994

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The "5 F's"

Faith & Fitness

Choosing the right lender has never been more critical.  Industry change and a challenging housing market have transformed the mortgage business. With more than 10 years experience, we are ready & able to provide the right mortgage solution now.  Applications and appointments are available in person or over the phone.  Your financial goals will lead us to present your best home loan options in today's market.  

Legacy Lending is a Michigan company serving Michigan families.  We offer a full menu of home loan products with as little as 5% down payment.  Whether you are buying, refinancing, building new or consolidating debt, we will design a unique mortgage plan for you.  

Click here for helpful tips, tools, calculators & videos:  www.tipsformortgage.com/jwright

Specializing in new construction

Purchasing A Home

Being pre-approved gives you purchasing power. 
     *Do the math
     *Find your home
     *Make an offer
     *Close the deal
 

New Construction
We have what you'll need:
     *Cash-out financing for builder deposits
     *Extended interest rate locks (up to 12 months)
     *Bridge loan (if your home doesn't sell)
     *Vacant lot loan financing available
 
Refinance Q&A
The market has changed.  Have you wondered?
     *Should I refinance?
     *Can I refinance?
     *Is now the right time?
     *What are my options?
Debt Consolidation
We will guide you to a more manageable debt solution. 
     *How can I improve my cash-flow?
     *Which loans to consolidate?
     *Which debt is tax deductible?
     *What are my options?

WHY ACT NOW?
Refinance: ARMs are re-setting, property values have declined and lending guidelines have tightened. 
*The loan program you need today may not be available next month.
Purchase: Current inventory levels have increased and prices have decreased.  Fewer low down payment options are availalbe.
*Act now before this window of opportunity closes.
Know your refinancing options or pre-approve your purchase today!
Call toll free: 877-442-9994 

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Are you in the market to purchase or refinance?
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Why Legacy Lending?
One on One consultation
Free household budget & credit review
A donation to charity with every closed loan
Extremely competitve interest rates

We are working in your best interest.

Industry News
Conforming loan limits remain at $417k for 2008
Fannie Mae implements credit risk based scoring in 2008
Michigan recognized as a 'declining value market'
What does this mean for you?

Call today toll free: 877-442-9994
Legacy Lending will make a donation to charity for every closed loan - see the Philanthropy / Community page.